Investment adviser & private bank claims·Florida-based · Available nationally · Free initial case evaluation
Investor Claims Counsel Investment Adviser, Private Bank & Fiduciary Misconduct Call directly (305) 792-9100
Investment loss recovery · No defense conflicts

Lost money with your financial advisor? When investment losses can be recovered.

Not every loss is recoverable — markets fall, and that is not anyone's fault. But when your losses trace to an unsuitable recommendation, a breach of the duty your adviser owed you, or a misrepresentation about what you were buying, the loss may be recoverable through a claim against the firm. We represent investors nationwide in exactly those cases.

The Threshold Question

The difference between a market loss and a recoverable loss.

Investors often assume that because a loss happened in the market, nothing can be done. Sometimes that's right. But the law does not ask whether you lost money — it asks whether the firm met the standard it owed you. Where the conduct fell short of that standard and caused the loss, the loss can be the basis of a claim.

i.

The loss came from unsuitable risk

Your account held concentration, leverage, illiquidity, or complexity that never matched your stated objectives, time horizon, or risk tolerance — and it produced a loss a suitable portfolio would not have.

ii.

The firm breached a duty it owed you

Registered investment advisers owe a federal fiduciary duty; broker-dealers owe a best-interest obligation under Reg BI. Where the firm put its own compensation ahead of your interest, the resulting loss may be recoverable.

iii.

You were misled about what you bought

Misstated risk levels, inflated yield or return figures, undisclosed liquidity restrictions, or product features you were never told about — a misrepresentation or omission that induced the investment.

iv.

The firm failed to supervise

Even where an individual adviser caused the loss, the firm can be liable for failing to supervise the conduct, review the account, or follow up on red flags in its own records.

How Recovery Works

What actually happens when you pursue a claim.

Recovering investment losses is a structured process, not a lawsuit filed on a hunch. The first two phases — case evaluation and document review — are where the strategy is set, and we invest heavily in them before recommending any filing.

i.

Free case evaluation

A confidential conversation about the investment, the recommendation, the loss, and the firm. We review preliminary materials and tell you whether a viable claim exists — at no cost and no obligation.

ii.

Building the record

We collect account statements, the investment policy statement, the advisory or brokerage agreement, written communications, and the firm's marketing and disclosures, then map the conduct against the applicable rules.

iii.

Forum & filing

Claims against advisers and private banks proceed in court, AAA, or JAMS; claims against FINRA broker-dealers proceed in FINRA arbitration. Many matters resolve through pre-filing demand or mediation before a hearing.

iv.

Recovery

Recovery can come from the firm, the individual adviser, supervising principals, or errors-and-omissions coverage. We identify every available source as part of the damages strategy.

Frequently Asked

Common questions about this claim.

Can I sue my financial advisor for losing my money?
Possibly. You cannot recover simply because an investment went down, but you may have a claim if the loss resulted from an unsuitable recommendation, a breach of fiduciary or best-interest duty, a misrepresentation, or a failure to supervise. The first step is a case review to determine whether the firm's conduct — not the market — caused the loss.
How much does it cost to pursue an investment loss claim?
The initial case evaluation is free and carries no obligation. If we take the case, many investor matters proceed on a contingent or hybrid fee basis, meaning fees are tied to recovery. We discuss fee structure transparently before any engagement.
How long do I have to file an investment loss claim?
Deadlines vary. State statutes of limitation typically run two to four years from discovery of the harm; federal securities claims under Section 10(b) have their own period; and FINRA's eligibility rule generally bars brokerage claims more than six years after the events. Because these deadlines can be fatal to an otherwise strong claim, earlier consultation is strongly preferable.
What records do I need to start?
Account statements for the relevant period, your investment policy statement, the advisory or brokerage agreement, and any written communications or marketing materials. If you don't have everything, that's fine — much of the record can be obtained in discovery.
Request a Review

Request a confidential case review.

Initial inquiries are reviewed personally and treated as confidential whether or not we ultimately work together. We respond to substantive case inquiries within one business day. There is no cost or obligation associated with the initial review.

Florida-based, available nationally for court, AAA, and FINRA matters across the United States.

Useful information for first contact
  • The advisory firm, private bank, or broker-dealer involved
  • The approximate time period of the conduct
  • The nature of the relationship (advisory, trust, brokerage, hybrid)
  • The investments at issue and approximate loss
  • Whether any complaint, claim, or regulatory inquiry has already been filed

Or reach us directly at rafael@recaldelaw.com · (305) 792-9100