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Selling away & supervision claims

When your broker sold you something the firm never approved.

“Selling away” is when a registered representative sells an investment outside the firm's approved products and away from its books — often a private placement, a promissory note, or, in the worst cases, a Ponzi scheme. Even though the investment was off-book, the firm can be liable for failing to supervise the representative who sold it.

The Conduct

Selling away, unapproved investments, and outside schemes.

Firms are required to supervise the outside activities of their representatives and to have systems that detect selling away. The failures below are what turn an off-book fraud into a claim against a solvent defendant.

i.

Selling away

A representative sold investments — private placements, promissory notes, real-estate deals, funds — that the firm did not approve and did not carry on its books, in violation of the firm's supervisory obligations.

ii.

Unapproved & outside private placements

High-commission private offerings sold outside the firm's due-diligence and approval process, often to the representative's existing customers who trusted the firm's name.

iii.

Ponzi schemes & affinity fraud

Schemes promising steady, above-market returns that were paid from new investor money — frequently sold through a licensed representative whose firm failed to supervise the outside activity.

iv.

Failure to supervise & detect

The firm's failure to act on outside-business-activity disclosures, unusual fund movements, customer complaints, or other red flags its own procedures required it to monitor under FINRA Rule 3110.

Finding the Recovery

Who pays when the promoter can't.

In selling-away and Ponzi matters, the promoter is often insolvent, imprisoned, or gone. The strategy centers on identifying every solvent, responsible party.

i.

The broker-dealer

The representative's firm, for failing to supervise the outside activity — frequently the primary and most collectible source of recovery.

ii.

Supervisors & principals

Branch managers and OSJ supervisors whose failure to review the representative's conduct enabled the selling away to continue.

iii.

Selling representatives

The individual who sold the investment, and any related entities through which the funds moved, where assets can be identified.

iv.

Third parties & insurance

Custodians, feeder funds, professional service providers, and errors-and-omissions coverage that may respond to the loss.

Frequently Asked

Common questions about this claim.

My broker sold me an investment that turned out to be a fraud — is the firm responsible?
Often, yes. When a registered representative sells an investment away from the firm — outside its approved products and off its books — the broker-dealer can be liable for failing to supervise the representative, even though the firm did not itself offer the investment. Supervision failures are frequently the path to recovery.
What is 'selling away'?
Selling away is when a broker solicits or sells securities that are not offered or approved by the brokerage firm, and not recorded on the firm's books. Because firms are required to supervise their representatives' outside business and investment activities, selling away commonly gives rise to a failure-to-supervise claim against the firm.
Can I recover Ponzi-scheme losses if the promoter has no money?
Sometimes. Even where the promoter is insolvent or gone, recovery may be available from a broker-dealer whose licensed representative sold the scheme, from supervisors who failed to act on red flags, or from third parties and insurance. Identifying every solvent responsible party is the core of the strategy.
How do I know if my investment was 'unapproved'?
Signs include payments made to an entity other than the brokerage firm, statements that did not come from the firm, investments not shown on your regular account statements, and returns that seemed steady and above-market. A case review can determine whether the investment was sold away from the firm.
Request a Review

Request a confidential case review.

Initial inquiries are reviewed personally and treated as confidential whether or not we ultimately work together. We respond to substantive case inquiries within one business day. There is no cost or obligation associated with the initial review.

Florida-based, available nationally for court, AAA, and FINRA matters across the United States.

Useful information for first contact
  • The advisory firm, private bank, or broker-dealer involved
  • The approximate time period of the conduct
  • The nature of the relationship (advisory, trust, brokerage, hybrid)
  • The investments at issue and approximate loss
  • Whether any complaint, claim, or regulatory inquiry has already been filed

Or reach us directly at rafael@recaldelaw.com · (305) 792-9100